Independent research and analysis

To advance fairer, faster, and more transparent payment dispute resolution.

Education

Payment dispute education

Learn how chargebacks, evidence, merchant defenses, and consumer rights fit together across the payments ecosystem.

I'm a consumer

Consumer guidance

Understand when a chargeback is appropriate, how the process works, and what evidence can support a dispute.

I'm a merchant

Merchant guidance

Learn how to understand a chargeback, defend it, strengthen evidence, and prepare for monitoring and dispute programs.

Merchant diagnostic

Coming soon — merchant self-assessment and dispute-evidence diagnostics.

01

Understand the process

Consumer and merchant education around chargebacks and dispute evidence.

02

Build evidence

Clarify which forms of evidence strengthen or weaken a dispute claim.

03

Reduce risk

Improve payment policy clarity, product descriptions, and operational readiness.