Independent research and standards

To advance fairer, faster, and more transparent payment dispute resolution.

Independent research. Shared understanding. Better outcomes.

Independent Research on Payment Disputes & Chargebacks

Every side of the dispute.

Better payment dispute outcomes don't come from rules alone. They come from the people who design, operate and live within the system understanding each other. Today the problem sits in pieces: each participant sees only its own corner, and no one carries the whole.

The Payment Dispute Institute exists to close that gap — bringing independent research and every perspective into the same room. A challenge that belongs to the entire ecosystem, examined as one.

Independence

The dispute challenge belongs to the whole ecosystem, yet no single participant can champion it — each can only argue its own corner. PDI answers to the problem itself, not to any party within it: we advocate for the issue, not a side. That is the independence that lets every participant trust us to hold the whole.

Fairness

When the rules are unclear, every party fills the gaps with its own assumptions, and the outcomes drift apart. PDI holds neutral cross-party conversations that bring those gaps into the open, so the system becomes more predictable for everyone inside it.

Clarity

The dispute ecosystem carries ambiguity at every level — in the rules, in the evidence, and in who absorbs the cost. PDI turns that contested, complex territory into clear, shared analysis the whole ecosystem can actually reason from.

External Coverage

As featured in

PDI research and analysis on chargebacks, first-party misuse and payment dispute policy has been featured in PayDay News, Australia's leading independent payments publication, and founder Nina Kutzner spoke on chargeback fraud defences at the Online Retailer Conference & Expo.

Latest Research

Recent publications

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